Clover POS: Everything You Need To Know 2025
In 2025, your business needs more than just a way to ring up sales; it needs a system that manages staff, tracks inventory, helps with marketing, and even supports your cash flow. That’s where Clover POS continues to shine.
This guide includes everything Clover offers this year, from hardware and pricing to exclusive features like merchant financing, mobile tools, and eCommerce integrations.
What Is Clover POS?
Clover POS is a cloud-based point-of-sale platform that efficiently manages transactions, staff, inventory, and customer engagement from a single device. Whether you’re running a boutique, food truck, salon, or café, Clover is designed to simplify day-to-day operations while giving you the flexibility to grow.
Who Is Clover For?
Clover is built with scalability in mind. Business owners who want to combine ease of use with advanced capabilities use it in retail, food service, beauty, and professional services. A single-location bakery and a growing field service company can benefit from both with different hardware and software packages.
Clover POS Hardware in 2025
There are four primary hardware options available in Clover’s current lineup.
Clover Station Duo
A full-service, dual-screen system ideal for fast-paced restaurants or retail stores.
Clover Mini
A space-saving countertop device offering full POS features in a smaller form.
Clover Flex
A mobile device with a built-in receipt printer and scanner—perfect for handheld service and curbside transactions.
Clover Compact
The Clover Compact is a lightweight, all-in-one terminal designed for businesses that need a fast and space-saving POS solution. It handles chip, tap, and swipe payments easily and prints receipts on the spot.
Clover Go
A compact card reader that pairs with your phone for simple mobile payments.
All devices accept chip cards, contactless payments like Apple Pay, and traditional magnetic stripe transactions.
Key Features and Tools
Customer Engagement and Loyalty Tools
Clover makes building and maintaining strong relationships with your customers easier than ever. After checkout, customers can leave feedback directly from their receipt, giving you a chance to resolve issues before they become negative reviews.
The system also automatically creates customer profiles based on credit card sales, which can then be used to send personalized promotions via text, email, or social media.
Businesses can set up rewards programs that customers can track and redeem via a mobile app, a simple but powerful way to boost repeat business.
Online Ordering and Restaurant Tools
Restaurants benefit from Clover’s built-in online ordering system. The platform allows businesses to create digital menus and automatically update them across their Clover dashboard and mobile app. Customers can place immediate or scheduled orders, select pickup options, and even arrange deliveries through integrations like DoorDash—all without paying setup or commission fees.
Enhancing this convenience, Abreeze offers an Order Kiosk app that turns Clover devices into sleek self-service stations. Guests can browse the menu, place their orders, and make payments directly, creating a high-tech and engaging ordering experience. By streamlining the process, restaurants can speed up lines, drastically reduce wait times, and elevate the overall guest experience.
Reporting and Analytics
Clover offers real-time reporting tools that provide deep insight into your sales trends, best-performing items, busiest times, and more. You can create custom reports to guide decisions on staffing, purchasing, and promotions.
Plus, it syncs with accounting platforms like QuickBooks Online and Xero, making tax preparation and financial management easier.
Mobile Access With Clover Go App
With the Clover Go app, you can take payments, monitor sales, manage staff, and view inventory from your phone or tablet. Support is just a tap away within the app if you ever encounter issues. This flexibility is ideal for mobile professionals, pop-ups, and on-the-go service businesses.
E-Commerce Integration
Clover helps you bring your business online by providing tools to build a branded website, accept online payments, and even allow customers to book appointments. With Order With Google, customers can place orders directly from search results or Google Maps.
Clover also connects with platforms like BigCommerce, Facebook, Instagram, Amazon, Etsy, and eBay, making omnichannel selling much easier.
Clover Capital: Financing Options
Beyond traditional POS functionality, Clover supports business financing through Clover Capital. With a Merchant Cash Advance (MCA), businesses receive quick funding that is repaid through a percentage of their daily credit or debit card sales.
The application process is simple, and approval is typically easy, making it ideal for business owners who need short-term capital. However, the fees can be higher than traditional financing options.
Rapid Deposit: Faster Access to Funds
Clover's Rapid Deposit lets you access your card sales within minutes instead of waiting days. For a flat 1.75% fee, the funds go straight to your account—ideal when you need quick cash for payroll, restocking, or other daily expenses.
Clover Pricing and Payment Processing in 2025
Pricing transparency is key when choosing a POS system, and Clover stands out for making its plans, hardware, and processing rates easy to understand.
Whether you're running a retail store, restaurant, or mobile service, Clover breaks down costs by industry and offers flexible financing options to match your setup.
Starter Packages by Industry
Clover’s pricing structure is tailored to the type of business you operate. Each industry has a designated Starter package, which can be upgraded to Standard or Advanced tiers depending on your needs.
Retail Stores & Personal Services
If you're in retail or offer services like haircuts or beauty treatments, you’ll need a compact 3.6-inch touchscreen terminal. The upfront cost is $279, but you can finance it for $13 per month over 36 months.
Quick-Service Restaurants
Quick-service setups include an 8-inch touchscreen POS device with a built-in receipt printer, which is excellent for fast food counters or cafés. Pricing starts at $799, with monthly software costs of $59.95 or $105 per month, depending on your financing option.
Full-Service Dining
For sit-down restaurants, Clover offers a 14-inch Station Solo setup. It’s the most potent option and costs $1,699. The monthly software fee is $89.95. You can also choose a $165 monthly installment plan if you opt for financing.
Professional, Home & Field Services
If you work remotely or offer services on the go, Clover provides a software-only plan without a hardware purchase. These industries can start at just $14.95 per month, using their existing devices with Clover’s mobile app or web dashboard.
Software Plan Upgrades
Each industry’s Starter plan can be upgraded. Standard and Advanced tiers offer more robust features like multi-location support, advanced inventory controls, staff performance analytics, loyalty programs, and deeper reporting tools. These plans are ideal for growing businesses that need more oversight and automation.
Credit Card Processing Fees
All Clover POS setups come with integrated payment processing, typically powered by Fiserv. Unlike some providers that hide their rates in the fine print, Clover uses a flat-rate system that keeps things simple.
In-Person Transactions
For transactions completed in-store—via tap, swipe, or chip—Clover charges 2.6% + 10¢ per transaction. This flat fee includes most standard POS payments, making it easy to calculate daily or weekly processing costs.
Card-Not-Present Transactions
For orders made over the phone, via email invoice, or through e-commerce channels, the rate increases to 3.5% + 10¢ per transaction. These transactions are considered higher risk and cost slightly more due to additional fraud protections.
Can You Change Payment Processors Later?
Yes, but not right away. While you’re under contract, Clover requires you to use its built-in payment processing. However, once your agreement ends, you can keep your Clover hardware and switch to a compatible third-party processor.
This gives you some long-term flexibility if you're looking to negotiate lower processing fees down the road.
Positive and Negative Feedback on Clover POS
Positive Clover POS Feedback
Easy to Use and Set Up
Clover continues to receive positive reviews from business owners across industries, and most of it comes down to how simple and convenient it is to use.
Many appreciate how easy it is to get up and running. Even those with little tech experience say the system is intuitive and quick to learn. Setup doesn’t require extensive training, and daily tasks like ringing up sales or checking reports feel effortless.
Flexible All-in-One System
Another standout feature is how Clover packages everything—hardware, software, and payment processing—into a unified system. For business owners who want simplicity and don’t want to shop around for different parts, this all-in-one approach makes Clover especially attractive.
Negative Clover POS Feedback
Hardware Cost and Flexibility
One of the biggest frustrations mentioned in reviews relates to pricing. While the system offers excellent value, the hardware can be pricey upfront, especially for smaller businesses on tighter budgets.
Clover's reliance on proprietary hardware means users can’t test the system on their own devices before investing, which limits flexibility.
Transparency and Contract Terms
A recurring concern is the lack of fee transparency. Some users report being caught off guard by hidden charges or discovering that certain app features didn’t match what was initially promised.
Others have shared frustrations about strict contracts and early termination fees, which can be challenging for businesses needing more flexibility.
Keep Your Clover POS Stocked with PaperPlanet
Businesses using Clover POS can rely on Paper Planet for consistent, high-quality receipt and thermal paper. Paper Planet’s products are fully compatible with Clover systems and ship quickly, making them ideal for operations that demand zero interruptions. Staying stocked means staying efficient, and Paper Planet ensures the POS never misses a beat.
Final Thoughts
Clover POS stands out in 2025 for its flexibility, ease of use, and built-in tools to help businesses do more than just take payments. From mobile processing and online selling to real-time analytics and fast deposits, it’s more than a register, and it’s your business toolkit.
Although it may cost more than entry-level options, Clover delivers serious value for growing businesses that need more control, better cash flow, and smoother operations.
If you’re looking for a system that can grow with you and support every part of your operation on the counter, online, or on the go, Clover might be the smartest move you make this year.
